Thanks for all your responses on car insurance!

Wow, I got an overwhelming amount of feedback on your experiences with car insurance.  The point was to share with everyone how important car insurance is despite the high premiums.  You never know what could happen while driving, and having a good insurance company take care of you after anything happens is very important.

Thank you to all who commented :D

Experiences with Car Insurance

Getting into a car accident is a common occurrence, and I wanted to know if any of you had gotten into one recently and had to deal with your car insurance company... what was your experience like?

Have you ever gotten into an accident and proceeded to not go through your/their car insurance?  Please comment and discuss...