Here's another auto insurance commercial. This one is from GEICO, and it features the popular screaming piggy. This "weeeeeeeee" sound has become so viral that this campaign has done better than the gecko one. Since this has come out, GEICO is reporting a 5% increase in auto insurance quotes online.
Tuesday, November 16, 2010
Monday, November 15, 2010
If you haven't noticed lately, there are quite a few auto insurance companies using funny TV commercials to drive people to their auto insurance services. The idea is that if they can create a funny commercial, when someone thinks of auto insurance, that funny commercial and company will be the first to come to mind, and the consumer will be calling or visiting the website for an insurance quote.
Here's Nationwide's recent auto insurance commercial:
Here's Nationwide's recent auto insurance commercial:
Sunday, November 14, 2010
State Farm Insurance is one of the leading auto insurance provides in the USA and is ranked 31st in the 2009 Fortune 500. State Farm was founded in 1922 by a retired farmer George J. Mecherle as a mutual automobile insurance company owned by its policyholders.
Today, there are 17,700 agents, 343 claim offices, and 30 operations centers. Many people like to get their car insurance quotes online, but State Farm still has offices across the nation if you prefer the face to face meeting. Depending on what kind of protection you need and depending on your driver profile, State Farm's auto insurance might be the best package for you.
To get a car insurance quote on State Farm's website, go here: http://www.statefarm.com/insurance/quote/arq.asp
Saturday, November 13, 2010
As the title asks, which car insurance company do you use? What made you choose them? Was it the low car insurance premium or the service?
As for me, I have Wawanesa's car insurance. I've been with them for the last 3 years, and I've experienced nothing but excellent service and low premiums. I was involved in a hit and run, and the car insurance claims process was easy and straightforward.
For an auto insurance quote from Wawanesa, go here: http://www.wawanesa.com/insure_index.asp
Friday, November 12, 2010
Progressive is a public company (NYSE: PGR), and it generated $14.6 billion USD in 2009. It employees 24,661 employees and is one of the largest auto insurers in the United States with over 10 million policies in effect. Most of Progressive's clientele are generated via Internet quotes, phone inquiries, and independent insurance agents.
To get a quote for auto insurance from Progressive, visit this link: http://www.progressive.com/
Thursday, November 11, 2010
The Mercury Insurance Group provides automobile and property insurance, and it was founded by George Joseph in 1961. The headquarters is in Los Angeles, CA. Joseph's model was to insure low risk drivers and have a small group of risk that would then result in lower premiums for the entire group. The strategy was to have very tight underwriting so that the risk could be accurately assessed.
Mercury's revenue was $3.09 billion USD in 2006, and it currently employs 5100 people. The company is publicly traded on NYSE under ticker MCY.
To get an auto insurance quote from Mercury, go here: http://www.mercuryinsurance.com/
Wednesday, November 10, 2010
The AAA, aka the American Automobile Association, is a federation of 51 independently owned motor clubs within North America. AAA is a member service organization that operates not-for-profit and has more than 51 million members. These members can pick from services ranging from insurance, financial investments, discounts, travel, and automotive assistance.
AAA started on March 4, 1902 in Chicago, Illinois when nine motor clubs grouped together in response to a lack of highways and roads suitable for automobiles in Chicago. Since then, the company has become most famous for its roadside assistance with free towing up to a certain distance depending on type of membership. Generally speaking, AAA auto insurance is relatively high (depending on driver and automobile profile) compared to its competitors, but if you bundle your home insurance, you can get a great deal.
To get an auto insurance quote from AAA, you can go here: http://www.aaa.com/scripts/WebObjects.dll/ZipCode.woa/wa/route?rclub=4&rurl=https://www.calif.aaa.com/en-ca/get-insurance/get-quote/auto/Pages/index.aspx?a=1&ctcampaign=125&ctkwd=SiteLink+Free+Quote&ctcreative=3740513764
Tuesday, November 9, 2010
GEICO stands for Government Employement Insurance Company, and it's a subsidiary of Berkshire Hathaway. As of 2007, GEICO provided coverage for greater than 10 million motor vehicles with greater than 9 million policy holders. The company is most famous for its gecko mascot that has a Cockney accent featured in TV commercials.
GEICO was founded in 1936 in Fort Worth, Texas by Leo and Lillian Goodwin to provide auto insurance directly to federal government employees and their families. GEICO's current headquarters is located in Chevy Chase, Maryland. The company's revenue in 2004 was $9.212 billion, and it employs 24,000 people.
To get an auto insurance quote from GEICO, visit: http://www.geico.com/getaquote/
Monday, November 8, 2010
Allstate is the second largest personal lines insurer in the United States (the largest is State Farm. Allstate is publicly held, and it was founded in 1931 as a part of Sears, Roebuck, and Co. and split off in 1993.
As of 2009, Allstate's revenue was $32 billion, their operating income was $1.9 billion, and their net income was $854 million. The company's headquarters is in Northfield Township, IL, USA. Allstate is very well known, and you may have seen a variety of their advertisments in your lifetime. Depending on what kind of protection you need and depending on your driver profile, Allstate's auto insurance might be the best package for you.
To get an auto insurance quote from Allstate, visit: http://www.allstate.com/auto-insurance.aspx
Saturday, November 6, 2010
In the next few days, I'll be talking about some of the major car insurance companies and how competitive their quotes are. I hope that this information will help people with their decision when choosing car insurance because everyone wants to make sure that they're covered in the event of an accident while also keeping premiums low.
Stay tuned... more to come!
Thursday, November 4, 2010
Wow, I got an overwhelming amount of feedback on your experiences with car insurance. The point was to share with everyone how important car insurance is despite the high premiums. You never know what could happen while driving, and having a good insurance company take care of you after anything happens is very important.
Thank you to all who commented :D
Wednesday, November 3, 2010
Getting into a car accident is a common occurrence, and I wanted to know if any of you had gotten into one recently and had to deal with your car insurance company... what was your experience like?
Have you ever gotten into an accident and proceeded to not go through your/their car insurance? Please comment and discuss...
Tuesday, November 2, 2010
Car insurance is legally required for each driver in all states in the USA except for New Hampshire. The amount of your car insurance premium is determined by how much of a risk you pose. As with all types of insurance, the higher the risk you pose, the more likely you are to need to use the insurance.
Different car insurance vendors specialize in catering to different groups of risk. A car insurance company that insures all levels of risk will likely have higher grouped rates because there are higher risk inviduals who are included in the group. The benefit to these groups is that if you get in a couple of accidents, or if you get a few tickets, you can still keep the same car insurance despite any problems.
Some car insurance companies only focus on insuring those with 1 or less accidents or moving violations. The risk in this group is lower, so the car insurance premiums are lower for the entire group as well. The car insurance company benefits because this low risk group has less of a likelihood of needing to use the insurance. The driver/consumer benefits because of lower car insurance payments. The con to this type of group is that if you exceed the 1 accident or moving violations, you will be dropped from coverage or won't be allowed to renew until these fall off of your driving record.
The rule of thumb is that the lower the risk, the lower your car insurance premiums.
Health insurance, just like insurance in general, is a form in which people collectively pool their risk of incurring medical expenses. This collective is usually publicly owned or organized on a non-profit basis for the benefit of the members of the pool. In some countries, these health insurance pools are allowed to be managed by for-profit pools. Depending on the type of coverage, health insurance just about covers anything that can go wrong with you physically and sometimes mentally.
Why do we need health insurance? We never know what medical or health problems may arise just living day to day. From broken bones to terminal diseases, the costs of treatment alone are enough to bankrupt even people who are financially stable. Medical bills are the number one cause of Chapter 7 and Chapter 13 personal bankruptcies.
Typically, you can get health insurance as a benefit of working for an employer that provides this plan. If you are self-employed or not employed, you can purchase health insurance plans on your own.
Sunday, October 31, 2010
|Hopefully, the parties involved have car insurance...|
Every driver should have a car insurance policy in order to be prepared for any vehicular problems that may arise. Car insurance gives a driver peace of mind that a possible worst case scenario can be covered.
There are many companies that provide car insurance. Some factors that determine insurance premiums include: age, sex, type of car, accident history, violation history, amount of coverage, types of coverage, etc.
Because there are many factors that determine your car insurance premium, you'll need to shp around to see which company gives you the correct coverage at a price that you can afford. Make sure to do a side by side comparison of each car insurance quote so that you are fully aware of what you're getting.
If you already have car insurance, you can still shop around for the best rates. Check to see your early termination fee and compare it to any new car insurance quotes that you have customized for your situation.
Fortunately, comparing quotes is very easy to do online, and you don't have to drive around visiting different agencies.