Sunday, October 31, 2010

Car Insurance

Hopefully, the parties involved have car insurance...

Every driver should have a car insurance policy in order to be prepared for any vehicular problems that may arise.  Car insurance gives a driver peace of mind that a possible worst case scenario can be covered.

There are many companies that provide car insurance.  Some factors that determine insurance premiums include: age, sex, type of car, accident history, violation history, amount of coverage, types of coverage, etc.

Because there are many factors that determine your car insurance premium, you'll need to shp around to see which company gives you the correct coverage at a price that you can afford.  Make sure to do a side by side comparison of each car insurance quote so that you are fully aware of what you're getting.

If you already have car insurance, you can still shop around for the best rates.  Check to see your early termination fee and compare it to any new car insurance quotes that you have customized for your situation.

Fortunately, comparing quotes is very easy to do online, and you don't have to drive around visiting different agencies.

57 comments:

  1. I guess i would need a car first :p

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  2. Yeah, it's definitely best to compare quotes online. I have worked for insurance companies, and I have to say, online insurance is the best insurance out there.

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  3. Actually this info is going to come in handy. I'm in the market for a new home and some wheels.

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  4. Great tips. took me awhile till i found the right insurance for me.

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  5. Good info, looking forward to more from you.

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  6. thanks for the info about how important car insurance is!

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  7. that's actually something i never thought about before but it is better to be prepared for the worst case

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  8. all good tips! thank goodness for the internet, too, or else i dont know how much of a hassle finding good insurance would be

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  9. I'll be going through this soon, trying to find the best coverage

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  10. I have full coverage since a lot of drivers here in Houston don't have insurance

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  11. If you are less than 23yrs old, you need to pay like 80dlls at month :S that's why I hate about car insurances.

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  12. insurance is so damn expensive ;_;

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  13. good info man...definitely wish i had this info

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  14. Swear insurance is where 90% of my wages go

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  15. insurance = money i dont have. i just stick to defensive driving and hope nothing bad happens.

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  16. Never know where you'll be without it.

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  17. I just want to sell my car and never pay insurance or repairs or parking ever agaaaain.

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  18. Thank god for making the internet so i can check different quotes and not have to get off my ass.

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  19. ^ This, for sure. Any decent car insurance with full coverage is going to cost some dough. Good post.

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  20. Gonna buy a car next week, thx for the tips on insurance

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  21. I just got in a wreck, it sucks...

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  22. i dont have insurance :s

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  23. for what i hear in china they send people out on the streets so that they can take an insurance policy right away

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  24. Gah when you crash your car, insurance goes up way too high.

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  25. car insurance is so expensive.

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  26. I'm sticking with public transit for now, I hate driving. :P

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  27. Luckily I don't have a car, even though I want one. I'll be in Pittsburgh next year so I won't need one or insurance

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  28. some of these people are complaining about 80 bucks a month lol. try living in New York City! if youre under 25 or have less than 5 years of driving experience, you need to pay well over 300 per month... our insurance is 1800 per month and i'm not even listed in it.

    great post bro, p.s. please be more "generous" with me tomorrow ;D

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  29. Nice post
    good that I dont have a car :P

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  30. good info, insurance is important.

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  31. gotta say the same as 4funz. I need a car too.

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  32. Minimum coverage is 'nough for me.

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  33. I've heard that if you own a red car, it will increase your insurance premium. Thanks for the informative article though

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  34. I hate insurance.. you pay so fucking much for it >.<

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  35. Yep. Car insurance is an essential before driving.

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  36. Indeed to much money! :(

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  37. Real men walks; naah, I don't have a car :|

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  38. Here in Portugal it's obligatory to have a car insurance, if you don't you'll get a ticket or even jail.

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