|Hopefully, the parties involved have car insurance...|
Every driver should have a car insurance policy in order to be prepared for any vehicular problems that may arise. Car insurance gives a driver peace of mind that a possible worst case scenario can be covered.
There are many companies that provide car insurance. Some factors that determine insurance premiums include: age, sex, type of car, accident history, violation history, amount of coverage, types of coverage, etc.
Because there are many factors that determine your car insurance premium, you'll need to shp around to see which company gives you the correct coverage at a price that you can afford. Make sure to do a side by side comparison of each car insurance quote so that you are fully aware of what you're getting.
If you already have car insurance, you can still shop around for the best rates. Check to see your early termination fee and compare it to any new car insurance quotes that you have customized for your situation.
Fortunately, comparing quotes is very easy to do online, and you don't have to drive around visiting different agencies.